As a business owner, you have many assets to protect. However, small business owners may question how much they need to do to protect their businesses. All businesses need protection regardless of their size. Our Smith Insurance Agency of West Virginia team is committed to helping Kingwood, WV businesses of all sizes get the insurance coverage they need.

What is commercial insurance?

Commercial insurance is insurance designed to protect your business, employees, and assets. It’s often referred to as business insurance. Commercial insurance provides liability protection against lawsuits and claims, employee protection, as well as damage and property theft. Commercial insurance protects your employees, place of business, and company vehicles. Even if you have an online business, commercial insurance can also protect your online business. Similar to homeowner’s insurance, commercial insurance is a good investment because many business owners would be unprepared to handle an unexpected emergency or circumstance. The benefits of commercial insurance also include protection from slander and libel.

Can my small business benefit from commercial insurance?

Yes. Commercial insurance can be financially beneficial if you’re a business owner who can’t pay for an unexpected event out of pocket or for other reasons. It also covers property damage, personal injury, liability, and other business-related situations, including financial loss. These benefits also help small business owners, even if they don’t have any employees. If you have questions about commercial insurance, call us. We’d be happy to help you explore the benefits.