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Motorcycle Insurance in West Virginia

Liability coverage for your motorcycle is required in West Virginia, and bike owners will need to certify that they have the necessary coverage in place each time that they renew their registration. You will also need to have your Proof of Insurance on hand at all times when you are operating the bike. There are also certain requirements in place that are needed for your bike to be considered street legal, and you will need to adhere to these guidelines in order for your motorcycle insurance policy to remain in force. The team at Smith Insurance Agency of West Virginia can answer your questions and help you find the appropriate motorcycle insurance policy and coverage levels for your Kingwood, WV area bike.

Make Sure You Have Adequate Coverage In Place

In addition to the required liability coverage, you may opt for a policy that offers additional protection. For example, in West Virginia motorcycle owners have the varying policy options for liability, comprehensive coverage, and uninsured driver protection:

• Liability - it is recommended to increase your coverage over the required protection amounts in order to avoid personal responsibility for damages above the policy cap.
• Comprehensive Coverage - this protection will take care of any damage that happens to your bike that is not collision-related, including bad weather and theft.
• Uninsured Motorist Protection - if you are involved in an accident with a driver who does not have insurance, you and your bike will be protected.

There are several options available when it comes to finding the right motorcycle insurance policy for coverage in West Virginia, make sure that your policy provides the level of protection that you need.

If you live in the greater Kingwood, WV area and are thinking about getting a motorcycle, call or stop by the office of Smith Insurance Agency of West Virginia to find out the most appropriate motorcycle insurance policy for your needs.