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Smith Insurance Agency of West Virginia is here to meet all of the insurance needs of the business owners in the greater Kingwood, WV area. If you own or operate a business in the area, give us a call today to learn more about the benefits of umbrella insurance.
Why umbrella insurance might be right for you
If your company operates in an industry where there is a lot of liability risk or common lawsuits, it makes sense to have a sufficient amount of liability protection. This can help to protect your firm’s assets and the assets of any principals who have risk exposure. There are several different ways to keep your company protected, and an umbrella policy should be one of them.
Your primary commercial policy has policy limits and may also have carve-outs of specific claims that it will not cover. And, if you are involved in a lawsuit, you will need to have enhanced protection. Many umbrella policies provide coverage for lawsuit liability and have protection that could help you pay some legal expenses. This type of coverage is critical because, unfortunately, we live in a litigious society that is not always fair.
To protect yourself from such risks, you must build a more robust layer of protection around your company. This is achieved by putting an umbrella policy to supplement your current primary commercial insurance policy.
Let’s work together!
Businesses in the greater Kingwood, WV area can rely on the Smith Insurance Agency of West Virginia. We are here to help you protect your local business and continue to increase its success. Give our office a call today to find out more about the benefits of umbrella insurance.
